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Wealth Advisory

In the times of information overload, Investors often find themselves isolated from customized and meaningful advisory.  They often miss out on the blend of art and science of investing.

At TrustPlutus, we believe that Advisory is not just another function of Wealth Management.  It is the soul.  It is the process of understanding the client’s ability to take risks; expectations from investments; planning for retirement, lifestyle or specific goals; scientifically testing and setting up of model portfolios for various risk profiles; hand-picking client-centric product offerings and ascertaining suitability; and to offer a sound platform for tracking investments.

The uniqueness of the model is that Investment Strategist and Service Anchor work alongside the Relationship Manager. The Investment Strategist works as a specialist with a focus on client goals and objectives. His role is to construct portfolios and keeping the stated goals and objectives in mind. The role is independent of sales to ensure unbiased advisory. This works as a Tripod Model to ensure client connectivity by Relationship Manager as a organizational face, Service Anchor as back-end support as well as Investment Strategist as a guardian of the portfolio.

advisory

Six Stages of Advisory:

  1. Risk Profiling:
    TrustPlutus has entered into a formal agreement with FinaMetrica, one of the most renowned and respected names globally, for carrying out risk profiling of investors.  The FinaMetrica process is based on scientific profiling and entails psychometric testing of investor preferences.  This helps us in ascertaining risk tolerance levels of investors in an unbiased manner.
  2. Financial Planning:

    At TrustPlutus, Financial Planning is not just planning for one’s retirement.  It is a scientific process of ascertaining investments, cash flows, liquidity, requirements for various goals like education, marriage, estate, retirement, etc.  We endeavor to provide specific solutions to investors through goal-level planning and use state-of-the-art tools to actively monitor the progress on goal level achievements.  This also helps in realignment of client funds or savings with an objective of meeting the stated goals.

  3. Advisory Process:

    An investor’s risk profile often determines his Model Portfolios.  At TrustPlutus, these Model Portfolios are decided by using the most scientific tools based on Monte Carlo simulation and helps us Optimize the Model Portfolios.  The selection of portfolios for every profile is based on the risk / reward matrix for the profile.  Besides this strategic allocation, we are supported by a very strong and eminent Board of Advisors who help us in forming the House View for advisory to investors. Such views help us in making dynamic adjustments in the portfolio based on the market view.

  4. Model Portfolios:
    As stated earlier, Model Portfolios for every profile comes out of the exercise on Portfolio Optimizer.  Even the selection of underlying asset is a function of deliberated exercise.  Tools used by TrustPlutus not only helps in comparing two funds or asset class constituents, but also helps in determination of risk / reward for every profile, enabling us to select the underlying with attributes that match the profile.
  5. Client Centric Products: 

    Our clients and their investment goals are the reason and inspiration behind all our products and services. Hence, we make all our products to pass through a “stress test” to ascertain its suitability into client portfolios. 

    Also, the term ‘Product” takes a whole new meaning when it comes to TrustPlutus as it not only refers to our specialized product offerings, but also extends to advisory on Real Estate, Private Equity, Estate Planning, etc.  We have partnered with many prominent financial industry experts to provide our clients with these value-added services par excellence.

  6. Strong Platform:
    We believe that advisory should be sustainable, and this can be possible only when there is a strong platform to back up the front end advisory.  At Trustplutus, we have a customized software platform that helps us track every aspect of the investor portfolio, which in turn helps us to sustain and deliver high service standards consistently.
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